Monday, December 14, 2020 / by Denise Wisdom
Holiday Lights in Louisville - and surrounding areas
I remember my parents bundling us up in the car every Christmas to look at the holiday light displays. We always had our favorite streets and neighborhoods.
This year with everyone seeming to be in high Holiday Spirits we noticed that there were a ton of great light displays. We have even noticed areas like L'esprit getting into the lights.
I feel like everyone knows about Lake Forest, although it is still fabulous, we wanted to direct you to some lesser known places to see the lights -- Here is our tour that we put together.
Bundle up, grab a hot cocoa and follow us on our lights adventure.
Start in Norbourne Estates in St. Matthews off Breckenridge Lane. You can turn right and go around the entire circle to see the entire neighborhood before going straight down Nourbourne to Browns Lane.
At Browns Lane, turn right to go to Browns Park (this will take you behind Baptist East and Norto. ...
Thursday, August 27, 2020 / by Denise Wisdom
Why Is It so Important to Be Pre-Approved in the Homebuying Process?
You may have heard that pre-approval is a great first step in the homebuying process. But why is it so important? When looking for a home, the temptation to fall in love with a house that’s outside your budget is very real. So, before you start shopping around, it’s helpful to know your price range, what you’re comfortable within a monthly mortgage payment, and ultimately how much money you can borrow for your loan. Pre-approval from a lender is the only way to do this.
According to a recent survey from realtor.com, many buyers are making the mistake of skipping the pre-approval step in the homebuying process:
“Of over 2,000 active home shoppers who plan to purchase a home in the next 12 months, only 52% obtained a pre-approval letter before beginning their home search, which means nearly half of home buyers are missing this crucial piece of ...
Monday, August 10, 2020 / by Denise Wisdom
Today’s Buyers Are Serious about Purchasing a Home
Today’s homebuyers are not just talking about their plans, they’re actively engaged in the buying process – and they’re serious about it. A recent report by the National Association of Home Builders (NAHB) indicates:
“…. Of American adults considering a future home purchase in the second quarter of 2020, about half (49%) are not simply planning it, they are actively engaged in the process to find a home. That is a significantly higher share than the comparable figure a year ago (41%), which suggests that the COVID-19 crisis and its accompanying record-low mortgage rates have converted some prospective buyers into active buyers.”
It’s no surprise that buyers are out in full force today. Many Americans now need more space to work from home, and the current low mortgage rates are providing an extra boost of motivation to enter ...
Monday, November 5, 2018 / by Denise Wisdom
Funny because anymore when I meet folks, I tell them my team and I collect people. Real estate is just a means to do that, it’s like the vehicle.
This real estate thing has delivered some of the closest and most amazing people to my life. I was reminded of one of the beautiful couples I have met, called friends and felt the impact they’ve had on my life.
While we are always professional with our clients, we are always moving in a relationship with them. We begin to let them into our world and they let us into theirs. It’s here that these clients become friends and our lives intertwine.
Today I went to see one of those dear friends that I became close with as I sold their home earlier this year. Having met them a few years ago, I quickly found common ground with them in their faith amid other things. So often when I would meet with them, our conversations would be 10 minutes of real estate and 2 hours of life, politics, the Bible, and so many; ...
Tuesday, October 30, 2018 / by Denise Wisdom
Were you watching Saturday as UK scored the game winning touchdown against Missouri? With their backs against the wall, no time left, it all came down to one play. One make or break play. It was all or nothing. And we all watched as this team laid it all on the line and made the play. Deal
or no deal, they pushed through. It was phenomenal.
As I now sit back and consider what that Kentucky team did. I draw parallels to real estate or even life in general. The parallels are all around us. So many times people that want to be or are Realtors, people selling or buying homes are like that Kentucky team. Theirs backs are against the wall, they are out of time and all seems hopeless. So with time expired they never make the play. They think the game is over. They go home and think forever about what could have been.
If only these people could see they are staring at the end zone and all it takes is one more play, one more something. It’s right there in front of; ...